Financial resilience is often associated with having enough money to cope with an unanticipated expense. But financial resilience is broader than having a large savings balance or a high level
Financial Resilience: Building Flexibility into Your Financial Life Read More »
Most people don’t wake up one day with a complicated financial life. Complexity creeps in: a new super fund with every job, some share tips from a BBQ, an investment
Why Simplifying Your Financial Affairs May Be the Best Investment You Ever Make Read More »
Financial plans are usually built around a set of assumptions about the future; a retirement age, a family home you’ll stay in, a level of support you’ll provide to family,
When Your Financial Goals Change: Adapting the Plan to a Different Life Read More »
The Commonwealth Seniors Health Card (CSHC) is an income-tested concession card available to Australians of Age Pension age who are not receiving a relevant income support payment and meet other
The Commonwealth Seniors Health Card: How Self-Funded Retirees Can Qualify Read More »
With property affordability continuing to strain younger generations, many parents and grandparents consider helping their adult children purchase a home, manage mortgage stress or meet other significant expenses. However, transferring
Gifting Money to Adult Children: Navigating Centrelink’s 5-Year Deprivation Rules Read More »
When Life Changes, Your Financial Plan Should Too Life has a habit of throwing curveballs. Sometimes they’re welcome, such as receiving an inheritance, selling a property, or finally making the
The Financial Decisions That Often Follow a Major Life Change Read More »
The greatest risk to a retirement portfolio is not market volatility itself, it is the timing of that volatility. Experiencing a market downturn during the early years of drawing an
Retirement Drawdown: How the ‘Bucket Strategy’ Mitigates Sequencing Risk Read More »
Summary DIY investing may reduce upfront costs, although many investors overlook the financial impact of behavioural bias, tax inefficiencies, and uncoordinated decision-making. Understanding these hidden costs provides a broader perspective
The Hidden Cost of DIY Investing Read More »
Summary Modern financial advice is evolving beyond investment selection. Today’s approach increasingly focuses on long-term relationships, proactive planning, and helping people navigate life’s growing financial complexity. Introduction The image of
Why Financial Advice Is Becoming More Like a GP Than a Stockbroker Read More »
Summary The cars Australians drive often reflect more than personal taste. They can mirror changing financial priorities, lifestyle needs, and life stages from early adulthood through retirement. Introduction A car
What Your Car Says About Your Financial Stage of Life Read More »
Summary Living longer is one of Australia’s greatest achievements. It also introduces a new retirement challenge. Financial security alone may not define a fulfilling retirement if purpose, health, and social
The New Retirement Risk Nobody Talks About: Longevity Without Purpose Read More »
Summary Australia’s housing market is influencing far more than home ownership. Rising property values are changing retirement outcomes, family wealth, inheritance patterns, and financial flexibility across generations. Introduction For many
Australia’s Housing Market Isn’t Just Expensive — It’s Reshaping Retirement Read More »
Summary For many years, entering retirement without a home loan was widely viewed as the traditional financial milestone. Mortgage repayments were generally expected to end before employment income ceased. That
Why More Australians Are Carrying a Mortgage into Retirement Read More »
Summary Artificial intelligence has rapidly moved from a niche technology into a mainstream consumer tool. Australians are increasingly using AI platforms to assist with a wide range of financial tasks.
How Australians Are Actually Using AI to Manage Their Money Read More »
Summary Artificial intelligence is transforming financial services. It is also transforming financial scams. Australian investors now face increasingly sophisticated threats that can mimic trusted voices, realistic video content, and legitimate
The Rise of AI Scams in Australia: What Investors Need to Know Read More »
